The Elevated Experience, Customized Loan Strategies

Crafted for the Home Buyer, Engineered for the Investor with Unique Income Streams, Structured for Refinancing Clients with Credit Bumps, and Legacy Financing for Seniors who value security and independence.


"Your goals aren't standard. Your loan shouldn't be either."


What We Do

Smart Loan Solutions for Every Need

HOME LOANS

Your Path to the Right Mortgage

CONVENTIONAL HOME LOANS

Trusted Financing for Strong Credit Buyers

FHA HOME LOANS

Flexible Loans With Low Down Payments

FHA 203(K) HOME LOANS

Renovate and Finance With One Loan

HECM FOR PURCHASE

Buy Your Next Home Using Equity

JUMBO LOANS

Big Financing for High-Value Properties

REFINANCE LOANS

Lower Your Rate or Change Your Terms

CONVENTIONAL REFINANCE

Save More With Competitive Rates

FHA STREAMLINE REFINANCE

Fast, Hassle-Free FHA Loan Refinancing

HECM REVERSE MORTGAGES

Access Home Equity for Retirement

PRE-APPROVALS

Get Pre-Approved and Shop Confidently

NON-QM LOANS

Smart Financing for Unique Situations

LEGACY REVERSE MORTGAGE

Plan Your Retirement With Confidence

FIRST POSITION HELOC

Flexible Credit for Smart Homeowners

HELOC & SECOND MORTGAGES

Tap Your Equity Without Selling

HOMESAFE REVERSE MORTGAGE

Access More Equity, Keep More Control

Reverse • Non-QM • Investment • Refinance

Smart Mortgage Solutions for Every Stage of Life

With over 27 years in lending and licenses across 26 states, I help people make powerful mortgage moves — from reverse mortgages designed for homeowners 62+ to flexible non-QM options for investors and entrepreneurs. If you’re unlocking equity, building a portfolio, or navigating a unique financial situation, I’ll find a way forward.

Real Experience. Real Results.

27+ Years of Getting Loans Across the Finish Line

I don’t just check boxes — I solve problems. My approach is personal, direct, and driven by what works in the real world. Whether you’re focused on retirement goals or looking for creative lending outside traditional guidelines, I’m here to guide you with clarity and straight answers. You bring the goal — I’ll build the strategy.

Tailored Loan Programs That Make Sense

Solutions That Fit Your Goals

I specialize in loan programs that most lenders won’t even touch. For clients 62 and older, legacy reverse mortgages can unlock powerful retirement options. For self-employed borrowers, property investors, and clients who don’t fit the “traditional mold,” my Non-QM and All-in-One options provide flexibility, access, and smart structure. I’ll help you figure out what works — and why.

Let’s Build a Plan Around Your Financial Future

Reach Out Today For Smart Lending Done Right.

Are you 62 or older and sitting on untapped home equity? Are you investing in real estate and need a creative loan that makes the numbers work? Let’s talk. I’m here to help you buy, refinance, or reposition your finances with the right strategy in place.

What Our Clients Say

Testimonials

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