The Elevated Experience, Customized Loan Strategies
Crafted for the Home Buyer, Engineered for the Investor with Unique Income Streams, Structured for Refinancing Clients with Credit Bumps, and Legacy Financing for Seniors who value security and independence.
"Your goals aren't standard. Your loan shouldn't be either."
What We Do
Smart Loan Solutions for Every Need
HOME LOANS
Your Path to the Right Mortgage
CONVENTIONAL HOME LOANS
Trusted Financing for Strong Credit Buyers
FHA HOME LOANS
Flexible Loans With Low Down Payments
FHA 203(K) HOME LOANS
Renovate and Finance With One Loan
HECM FOR PURCHASE
Buy Your Next Home Using Equity
JUMBO LOANS
Big Financing for High-Value Properties
REFINANCE LOANS
Lower Your Rate or Change Your Terms
CONVENTIONAL REFINANCE
Save More With Competitive Rates
FHA STREAMLINE REFINANCE
Fast, Hassle-Free FHA Loan Refinancing
HECM REVERSE MORTGAGES
Access Home Equity for Retirement
PRE-APPROVALS
Get Pre-Approved and Shop Confidently
NON-QM LOANS
Smart Financing for Unique Situations
LEGACY REVERSE MORTGAGE
Plan Your Retirement With Confidence
FIRST POSITION HELOC
Flexible Credit for Smart Homeowners
HELOC & SECOND MORTGAGES
Tap Your Equity Without Selling
HOMESAFE REVERSE MORTGAGE
Access More Equity, Keep More Control
Reverse • Non-QM • Investment • Refinance
Smart Mortgage Solutions for Every Stage of Life
With over 27 years in lending and licenses across 26 states, I help people make powerful mortgage moves — from reverse mortgages designed for homeowners 62+ to flexible non-QM options for investors and entrepreneurs. If you’re unlocking equity, building a portfolio, or navigating a unique financial situation, I’ll find a way forward.
Explore Your Next Move
Get Clear on the Process, Find the Right Loan, or Reach Out to Talk Strategy
Real Experience. Real Results.
27+ Years of Getting Loans Across the Finish Line
I don’t just check boxes — I solve problems. My approach is personal, direct, and driven by what works in the real world. Whether you’re focused on retirement goals or looking for creative lending outside traditional guidelines, I’m here to guide you with clarity and straight answers. You bring the goal — I’ll build the strategy.
Tailored Loan Programs That Make Sense
Solutions That Fit Your Goals
I specialize in loan programs that most lenders won’t even touch. For clients 62 and older, legacy reverse mortgages can unlock powerful retirement options. For self-employed borrowers, property investors, and clients who don’t fit the “traditional mold,” my Non-QM and All-in-One options provide flexibility, access, and smart structure. I’ll help you figure out what works — and why.
Let’s Build a Plan Around Your Financial Future
Reach Out Today For Smart Lending Done Right.
Are you 62 or older and sitting on untapped home equity? Are you investing in real estate and need a creative loan that makes the numbers work? Let’s talk. I’m here to help you buy, refinance, or reposition your finances with the right strategy in place.