Meet Your Strategic Lending Partner
Creative, Experienced, and Focused on Your Financial Goals
Perry Pappas
NMLS #3771
Senior Vice President of Residential Sales | Jet Direct Mortgage
With nearly three decades of experience in residential lending, I’ve built a reputation around one simple idea: no two borrowers are the same and neither are their solutions.
Whether you're preparing to purchase, upgrade, refinance, or make a major life transition, I provide the clarity, access, and execution needed to move forward with confidence. My role goes far beyond simply quoting rates it's about understanding your full financial picture, identifying opportunities others may overlook, and guiding you through the process with transparency and precision.
At Jet Direct Mortgage, I operate at the intersection of high-level strategy and hands-on service. I lead a deeply experienced team that works fast, communicates clearly, and makes the complex feel simple. The result? A mortgage experience that feels less like a transaction and more like a tailored plan built around your goals.
If you're exploring what’s next and need someone who listens first, advises honestly, and delivers consistently I'm ready when you are.
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Perry Pappas | Senier VP of Residential Sales - NMLS #3771
Licensed Banker/Lender FHA/VA/FannieMae Seller
4875 Sunrise Hwy, Suite 300 Bohemia New York 11716​
27+ Years in Mortgage Lending Across 26 States
Decades of Experience. Deals That Get Done.
I’ve spent nearly three decades helping clients turn financing into opportunity. From first-time homebuyers to retirees, investors to entrepreneurs, I specialize in creative loan solutions — reverse mortgages, non-QM, All-in-One, and cash flow strategies that aren’t one-size-fits-all. Licensed in 26 states, I’ve navigated thousands of scenarios. If a loan can be done, I’ll get it done — and done right.
Focused on Your Financial Reality
Tailored Mortgage Solutions for Unique Borrowers
My clients range from seniors exploring creative reverse mortgage options to investors leveraging non-QM loans. I also work with borrowers who don’t fit the traditional mold — self-employed, non-W2 earners, and those managing multiple properties. Whether you’re restructuring your debt, growing your legacy, or finding a smarter way to finance your next move, I’ll help you get there with clarity and confidence.
You Deserve the Truth — and a Smart Plan
Direct, Strategic, and Client-First
I’m not here to sell you something. I’m here to guide you through the smartest financial choice available — whether that’s a non-QM loan, a reverse mortgage, or a strategy that blends debt consolidation with wealth building. You’ll know exactly what to expect — no surprises, no fluff, just a streamlined path to the best possible outcome.
What Our Clients Say
Testimonials
Your Legacy, Your Future
Build Wealth. Protect Your Equity. Plan Ahead.
A mortgage isn’t just about monthly payments — it’s about how the right loan structure can shape your future. I work with clients who are thinking bigger: protecting their assets, reducing tax burdens, and making sure their money is working for their families. If you’re looking to make smarter moves with your property and long-term goals, let’s talk.
